Home Loan

Home Loan

Home Loan is a Secured Loan offered against the security of a house/property which is funded by the bank's loan, the property could be a personal property or a commercial one. theloans4u will understand your requirement and suggest the best option for you.

Features

Lower rate of Interest starts from 8.70%, Interest subsidy under PMAY save interest upto Rs.2.67Lacs, Home Loan for Purchases of House/Self Constructions/Balance transfer and top-up , Maximum finance upto 90% of Property Value, Flexible tenures maximum up to 25 years., Quick processing , Loan Repayment in easy instalments thru ECS.

Loan Eligibility

Minimum take home Salary of Rs.18000/- per month is required.
Age limits - min 21 years to max 55 years
Salary by Cash /Cheque/Bank
Self Employed/Salaried/Business

Documents Required

Id and age proof (Pancard)
Current address proof (Aadhaar/Voter ID/Gas bill/Telephone bill)
Last 3 months payslip ( 3yrs ITR)
Last 6 months bank statement (salary credit a/c and personal a/c)
Latest form-16
One passport size photo
Property documents if identified property

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Documentation Assistance

Signing of loan agreements and coordinating funds transfer

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