Personal Loans

Personal Loans

Personal Loan is an unsecured loan for personal use which doesn't require any security and can be availed for any purpose like Marriage, Festivals, School Fees, Medical Emergency, Vacations, Buying Consumer durables and Higher Educations. Personal loan is very handy & caters to all your needs.

Features

Lower rate of Interest starts from 10.99%, Minimum Documentation, Purely unsecured, Flexible tenures from 6 months up to 60 months based on the profile of the customer, Quick processing and recommendable in emergency, Loan Repayment in easy instalments thru ECS, Credit score can be improved on complete payment without any delays.

Loan Eligibility

Minimum take home Salary of Rs.18000/- per month is required.
Age limits - min 21 years to max 55 years
Max loan amount up to 50,00,000
CIBIL score upto 600 and Minus 1 also eligible

Documents Required

ID and Age Proof (PAN Card Copy)
Current address Proof (Aadhaar/Voter ID/Gas bill/Telephone bill)
Latest 3 Months Salary Slip
Latest 3 months Salary account Bank Statement
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Documentation Assistance

Signing of loan agreements and coordinating funds transfer

Loan Disbursal

The Banks wants to disburse more housing loans and hence tweaked provisioning norms.